What Is a PDI Inspection?
A pre-delivery inspection (PDI) is your walk-through of your new pre-construction condo or home before you take possession. It's your chance to identify any defects, incomplete work, or damage before signing off. In Ontario, this inspection is typically scheduled a few weeks before your closing date, and it's required by Tarion, the province's new home warranty program. Think of it as your final quality check—once you sign the PDI report, you're acknowledging the unit's condition, so it's crucial to be thorough.
Why the PDI Matters for GTA Buyers
For buyers of pre-construction condos in Toronto, Mississauga, Vaughan, Brampton, Markham, Oakville, Burlington, Richmond Hill, Hamilton, or Milton, the PDI is especially important. New builds can have hidden issues—from minor paint touch-ups to major structural problems. According to Tarion, most new homes have some defects, and your PDI report is the official record. Missing something could mean paying for repairs out of pocket later. Plus, with the Ontario Line and Eglinton Crosstown LRT bringing more developments, the market is hot—but don't let excitement rush your inspection.
Before the PDI: What to Prepare
Gather Your Documents
Bring your purchase agreement, floor plans, and any emails or photos showing promised finishes. Also have a copy of the Tarion Pre-Delivery Inspection Form (available online). If your builder uses a digital app, ensure you have access on your phone.
Assemble Your Toolkit
- Flashlight – for dark corners and under cabinets
- Level – to check countertops and floors
- Outlet tester – to verify electrical outlets work
- Phone/camera – to document everything
- Notepad and pen – for notes
- Measuring tape – to confirm room dimensions
Bring a Professional Inspector (Optional)
Many GTA buyers hire a professional home inspector for the PDI. While not mandatory, inspectors know what to look for and can spot issues you might miss. Fees typically range from $300–$600, which is a small price for peace of mind. Just notify your builder in advance—they can't refuse a licensed inspector.
During the PDI: Step-by-Step Checklist
Exterior and Common Areas
If you're in a condo, check the lobby, hallways, and amenities (pool, gym, party room). For freehold homes, inspect the driveway, walkways, siding, and roof. Note any cracks, stains, or incomplete landscaping.
Interior Inspection
- Walls and ceilings: Look for cracks, uneven paint, or water stains. Use a level on corners.
- Floors: Check for scratches, gaps, or uneven tiles. Walk across to feel for squeaks.
- Windows and doors: Open and close each one. Check for drafts, gaps, or broken seals. Ensure locks work.
- Kitchen: Test all appliances (run the dishwasher, turn on the stove). Open cabinets and drawers—check for alignment and smooth operation. Inspect countertops for chips.
- Bathrooms: Flush toilets, run showers and sinks, check for leaks under cabinets. Look for grout gaps around tubs and showers.
- Electrical: Test every outlet with your tester. Flip all light switches. Check that the breaker panel is labeled correctly.
- Plumbing: Run hot and cold water in all fixtures. Check water pressure and drainage. Look for leaks under sinks.
- Heating and cooling: Turn on the thermostat—make sure the system runs and air comes from vents.
Document Everything
Take photos and videos of every issue. Use your phone to record the inspector's comments. On the PDI form, list each defect with its location (e.g., “scratched countertop, northeast corner of kitchen island”). If the builder says they'll fix something later, get it in writing—don't rely on verbal promises. Tarion requires that all items noted on the PDI report are addressed within 30 days after closing (for condos) or 120 days for freehold homes.
After the PDI: What Happens Next
Signing the Report
You'll be asked to sign the PDI report. Don't sign until you're satisfied that you've recorded all defects. If you're unsure, you can note “subject to further inspection” or request a re-inspection. Once signed, you have 30 days (condo) or 120 days (freehold) to submit a warranty claim for any new issues under Tarion's 1-year warranty.
Closing and Deposits
Your deposit structure (typically 5–20% of the purchase price) is already paid, but closing costs—including land transfer tax, legal fees, and development charges—are due at closing. Use our land transfer tax calculator to estimate costs. Also, remember the mortgage stress test; as of early 2026, the qualifying rate is still around 5.25% or your contract rate plus 2%, whichever is higher. Verify current rates with your broker and the Bank of Canada.
Common PDI Mistakes to Avoid
- Rushing: Block off at least 2 hours for the inspection. Don't let the builder rush you.
- Ignoring small issues: A tiny crack can become a big problem. Note everything.
- Not testing everything: Run every appliance, flush every toilet, open every window.
- Forgetting the Tarion warranty: Know your deadlines. For condos, you have 1 year for most defects, 2 years for major structural issues, and 7 years for building envelope problems.
- Skipping professional help: If you're not handy, invest in an inspector. It's worth it.
GTA-Specific Tips
Buyers in Toronto often face tight timelines—many developers schedule PDIs on weekdays. If you can't make it, ask a friend or hire a proxy. In Mississauga and Brampton, new subdivisions may have unfinished roads or sidewalks; note these in your report. For Vaughan and Markham condos, check for noise from nearby highways or transit. In Hamilton and Milton, older infrastructure can affect water pressure—run all taps simultaneously to test. And for Oakville and Burlington waterfront properties, look for signs of moisture or flooding.
Final Thoughts: Your PDI Is Your Power
A thorough PDI can save you thousands in repairs and headaches. Remember, you're not being picky—you're protecting your investment. If you're buying pre-construction condos in Toronto or pre-construction homes in Mississauga, use our mortgage calculator and investment calculator to plan your finances. And when you're ready, browse our latest projects for VIP access to exclusive floor plans and pricing. Happy inspecting!
Pro Tip: Bring a friend to take notes while you inspect. Two sets of eyes catch more issues.
Related Reading
Explore more pre-construction insights from our blog:
- 5 Underrated Neighborhoods in the GTA with Massive ROI Potential
- Pre-Construction vs. Resale: Which One Actually Makes More Money?
- 5 Underrated Neighborhoods in the GTA with Massive ROI Potential
Frequently Asked Questions
1. How long does a PDI inspection take?
A thorough PDI typically takes 2 to 3 hours for a condo or townhouse, and up to 4 hours for a larger detached home. If you're hiring a professional inspector, add an extra hour. Don't rush—this is your last chance to catch defects before closing.
2. What happens if I miss a defect during my PDI?
If you miss a defect during the PDI, you can still file a warranty claim with Tarion within the applicable warranty period (30 days for condos, 120 days for freehold homes for new issues, and up to 7 years for major structural defects). However, it's best to catch everything during the PDI to avoid delays and disputes.
3. Can I bring a professional home inspector to my PDI?
Yes, you can bring a licensed home inspector. Builders cannot refuse your inspector's presence, but you must notify them in advance. Inspectors charge $300–$600, which is a worthwhile investment for peace of mind. They know what to look for and can help you identify issues you might overlook.
4. What should I do if the builder says a defect is 'normal'?
If the builder dismisses a defect as normal, politely ask them to note it in the PDI report anyway. You can also check Tarion's standards for what constitutes a defect. For example, cracks in drywall wider than 1/8 inch are typically considered defects. If you're unsure, consult your lawyer or a home inspector.
5. Do I need to pay anything at the PDI?
No, the PDI itself is free. However, you'll need to pay closing costs (land transfer tax, legal fees, development charges, etc.) at your closing date. Use a land transfer tax calculator to estimate these costs. Also, ensure your mortgage is approved and you've passed the stress test—check with your broker for current rates.
6. What is the difference between a PDI and a final walkthrough?
A PDI is the official inspection before you take possession, where you document defects with the builder. A final walkthrough is a quick check just before closing to ensure any agreed-upon repairs were completed. The PDI is more comprehensive and is the basis for your Tarion warranty claims.
7. Can I refuse to close if there are major defects?
You generally cannot refuse to close solely because of defects found during the PDI, unless they are severe enough to make the unit uninhabitable (e.g., no water, unsafe structure). In most cases, you close and then file warranty claims. Consult your real estate lawyer for specific advice, as this is not legal counsel.
8. How do I prepare for a PDI in a pre-construction condo?
Bring a copy of your purchase agreement, floor plans, and any emails about finishes. Use a checklist (like the one in this article) and bring a flashlight, level, outlet tester, and camera. If possible, visit the unit before the PDI to get familiar with the layout. For pre-construction condos in Toronto or Mississauga, also check for noise from nearby transit lines.
9. What is the Tarion warranty coverage for condos?
Tarion's warranty for condos includes: 1-year warranty for workmanship and materials (starting from closing), 2-year warranty for major structural defects, and 7-year warranty for building envelope issues (e.g., water penetration). You must submit claims within the specified periods. For freehold homes, the 1-year and 2-year warranties apply, but the 7-year building envelope warranty is for condos only.
10. Can I use my phone to document defects?
Absolutely! Take photos and videos of every issue, and use your phone's voice memo to record your comments. This is especially helpful if you plan to file a warranty claim later. Just ensure your phone is fully charged before the inspection.