How does buying pre-construction actually work?

Think of it as reserving a future home at today's price. Instead of getting a mortgage immediately, you sign a contract with the builder and pay a deposit in installments over 2-4 years. You only start your mortgage when the building is finished and you get the keys. It's a popular way to enter the market because it buys you time to save.

Why should I choose pre-construction over a resale home?

Three main reasons: leverage, time, and 'newness'. You control a valuable asset with just a deposit (leverage) while its value potentially grows during construction (time). Plus, you're getting a brand-new home with modern finishes and a full Tarion warranty, meaning no surprise repair bills for the first few years.

What exactly is 'Platinum' or 'VIP' access?

It's the real estate equivalent of a pre-sale ticket. Builders release units to a select group of top-performing agents (like us) before they open to the general public. This 2-4 week window is where you find the lowest prices, the best floor plans, and special incentives like capped closing costs or free parking spots.

Is the deposit structure flexible?

Often, yes. While the standard is 20% spread over a few years (e.g., 5% every 6 months), many builders offer special deposit structures for first-time buyers or during VIP launches—sometimes as low as 10% or 15% before occupancy. We can help you find projects that fit your cash flow.

What are 'closing costs' and should I be worried?

Closing costs are the extra fees paid when you finally take ownership, including land transfer taxes and legal fees. In pre-construction, there are also 'development charges'. The secret is to ensure these are 'capped' in your contract. We negotiate this cap for you so you aren't hit with a surprise bill years down the road.

Can I sell the unit before it's even built?

Yes, this is called an 'assignment sale'. It allows you to sell your contract to another buyer before the building is registered. It's a powerful strategy if your life plans change or if you want to realize early profits from appreciation. We make sure your contract includes the 'Right to Assign' clause.

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Browse 3,900+ new homes. Get VIP access before public launch. Free service.Get early access to 3,900+ new homes across the GTA. Buy before public launch, lock in today's prices, and watch your investment grow. Our service is free.

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Featured Projects

Explore our hand-picked selection of premium pre-construction developments across the GTA

Vaughan

SXSW

by Primont

• 1,408 – 1,778 sq ft • 2,108 – 2,944 sq ft • Up to 4 Bed, Up to 3 Baths & 2 Powder Rooms

TBA

1,408 sq ft – 2,944 sq ft

$700,000s

Mississauga

Novella

by Greenpark Group

is Greenpark Group’s newest collection of , ideally located near These family-sized homes offer modern, spacious floor plans in a well-established nei

TBA

Oakville

Riverview

by Caivan

Introducing an exclusive new community of perfectly situated in near Nestled beside the breathtaking river valley of Riverview offers a rare blend of

TBA

Brampton

Mayfield Village

by By Regal Crest Homes | Mayfield Village master planned community

Mayfield Village is a new townhouse and single family home community by Regal Crest Homes currently under construction at 4545 Mayfield Road, Brampton

3 - 7 Beds

3 - 6 Baths

From $949,900 to $1,549,900

Brampton

Westfield - Townhomes

by By Great Gulf

Westfield - Townhomes is a new townhouse community by Great Gulf at 8540 Mississauga Road, Brampton. The community was completed in Sept 2024. Availab

3 - 4 Baths

3 - 5 SqFt

From $964,990 to $994,990

Milton

Hawthorne East Village

by By Mattamy Homes Canada

Welcome to the newest development featuring a charming selection of coming soon to Milton! Located at Hawthorne East Village embraces the best of both

3 - 4 Beds

1 Baths

1,348 sq ft – 2,777 sq ft

$700,000s

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Explore Top Neighborhoods

Discover the most sought-after communities for pre-construction investment across the Greater Toronto Area.

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824+ Projects

Toronto

Canada's largest city and financial capital. World-class transit, diverse neighbourhoods, and the strongest job market in the country—making pre-construction condos here a top choice for investors and urban professionals.

137+ Projects

Mississauga

Canada's sixth-largest city. Home to Pearson Airport, Square One, and the Hurontario LRT. A more affordable urban core than Toronto with strong rental demand from families and professionals.

199+ Projects

Vaughan

The GTA's fastest-growing city. Vaughan Metropolitan Centre is a brand-new downtown with direct Line 1 subway to Toronto, Canada's Wonderland nearby, and Cortellucci Vaughan Hospital—opened 2021.

120+ Projects

Oakville

Premium waterfront city on Lake Ontario. Historic downtown Oakville, Bronte Creek Provincial Park, and top-rated Halton District schools. Oakville GO and Bronte GO connect to Toronto in 30–40 minutes.

143+ Projects

Markham

Canada's high-tech capital (Silicon Valley North). IBM, AMD, Qualcomm employ thousands. Downtown Markham is a new urban core with top-rated schools, Flato Markham Theatre, and the planned Yonge North Subway.

49+ Projects

Burlington

Consistently ranked among Canada's best places to live. Spencer Smith Park, Brant Street Pier, Royal Botanical Gardens. GO Train to Toronto, more affordable than Oakville, with curated boutique development.

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Pre-Construction Advantages

Why Buy Pre-Construction?

Here's why thousands of buyers choose pre-construction over resale—and how you can benefit too.

Save 5-10%

Lock in Today's Prices

Buy at developer pricing, own at tomorrow's values

Included with VIP access

Avg. $50K+ gain

Build Instant Equity

Property appreciates during construction before closing

Included with VIP access

Low entry

Flexible Deposits

Spread 15-20% deposit over 18-24 months

Included with VIP access

30-60 days early

VIP Platinum Access

First choice of units, views, and floor plans

Included with VIP access

7-year coverage

Tarion Warranty

Full protection on brand-new construction

Included with VIP access

$0 fee to you

Free Agent Service

Expert guidance from contract to closing

Included with VIP access

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Pre-Construction FAQs

Answers to common questions about buying pre-construction in Toronto & GTA. Learn about VIP pricing, deposits, closing costs, and how to invest smart.